Insights & Tips

Find out more about home buying, down payment help, and government aids.

What to Expect from Mortgage Rates in May 2026

2026 has been an unpredictable year for mortgage rates. Back in February, things were looking up for homebuyers. The average 30-year mortgage rate dropped to 5.87%, and some well-qualified buyers were getting rates close to 5...

9 Down Payment Programs That Could Help You Buy a Home in 2026

Buying a home is still one of the best ways to build wealth. Research from Realtor.com shows that people who buy their first home before age 30 end up with about 22.5% more wealth by the time they turn 50. Ho...

Veterans United Remains the Top VA Loan Provider: Key Findings from 2025

The housing market showed signs of improvement last year, and more veterans took advantage of VA loans as a result. According to the Department of Veterans Affairs, lenders issued 528,343 VA loans du...

White House Proposes Major Changes to Section 8 Housing Vouchers

The White House has proposed eliminating Section 8 housing vouchers as part of a plan to make big changes to rental assistance programs. These vouchers currently help low-income families pay for housing, bu...

Quick Guide to Federal Rental Assistance

Renting a place to live can be very expensive, especially for people who don't earn a lot of money. Luckily, there's help available from the government called "Federal Rental Assistance."  This program helps...

Using Gift Money for Your Home Down Payment

When buying a home, you don't always have to use your own savings for the down payment. Many homebuyers receive money as a gift from others to help cover this cost. This gifted money is called "gift funds." Gif...

Ready to Buy a Home? Here's How to Get a Down Payment in 30 Days or Less

Are you ready to become a homeowner? If so, the biggest challenge can be saving for that all-important down payment. But what if we told you there was a way to get it done in 30 days or less? With so...

Making Homeownership Achievable: The Benefits of Down Payment Loans for Homebuyers

For many aspiring homeowners, saving up for a down payment can be a significant barrier to achieving their dream of owning a home. However, down payment loans offer a lifeline to those w...

Mortgage Rate Hikes and What It Means for Aspiring Homeowners

In the face of rising mortgage rates, aspiring homeowners may find themselves challenged. The average rate for the traditional 30-year loan has climbed beyond the 7% threshold, settling at 7.07%. At the same time...