Insights & Tips

Find out more about home buying, down payment help, and government aids.

Best FHA Loan Lenders of September 2025

FHA loans help many people buy their first homes because they are easier to qualify for than many other loans. They usually require lower credit scores and have smaller down payments. Here are some of the best FHA lenders for Septe...

A Simple Guide to Down Payment Assistance in 2026

Buying a home can feel out of reach for many people, especially because of the upfront cost of the down payment. However, you don’t always need 20% down—sometimes much less is required, and there are programs ...

Proposed Downpayment Toward Equity Act and its Potential Impact on First-Time Homebuyers

Soon, you might be able to receive up to $25,000 in assistance to buy a new home, thanks to a proposed initiative called the Downpayment Toward Equity Act. Originating from President Bi...

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. Wit...

Medicaid's Pioneering Approach to Tackling Homelessness

In a groundbreaking move, Medicaid is stepping beyond traditional healthcare boundaries to address a critical issue: homelessness. A recent Vox article delves into the innovative initiative that aims to provide st...

Top Mortgage Lenders for First-Time Homebuyers in 2026

If you’re thinking about buying a home in 2026, you may be wondering what will happen with mortgage rates. There’s some good news and some not-so-good news for home buyers: Mortgage rates are expected to ...

How to Use Your Tax Refund to Buy a Home

Buying a home comes with several upfront costs that can feel overwhelming. However, if you are expecting a tax refund from the IRS this year, that extra money can give your homebuying budget a significant boost. Whether your refun...

New Proposal Could Help Select First-Time Buyers Lower Their Closing Costs

Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...

Overcoming Homebuying Hurdles with Housing Support and Assistance Programs

In today's housing market, high prices and fierce competition have made homebuying a formidable challenge, causing many to wonder if owning a home—an integral part of the American Dream&mda...