Insights & Tips

Find out more about home buying, down payment help, and government aids.

2022 One-Time Commercial or Residential Down Payment Grant Incentives

  Unprecedented state and local government grants and incentives to bring executives who have been working from home back into the office benefit employers searching for a new mortgage or lease. E...

Simple Tips for Saving for a Mortgage Down Payment

Everyone dreams of owning a home at one point in their lives. While it may be exciting to imagine how your dream home will be, knowing where to begin can be quite a challenge. You should start by understanding the kind of...

Real Estate is a Dead-End Personal Investment

Once upon a time, way back in the Golden Age of American real estate, which was back in 2019, thousands upon thousands of ordinary people were investing in the real estate market for their future retirement. This doesn't necessa...

Some Cities Require a Much Lower Down Payment on Homes

Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...

Top Ways that Millennials Are Saving For Down Payments

For most prospective homebuyers, the down payment is one of the biggest hurdles. Even if you can find a great mortgage rate, you still need some money saved up to pay a down payment on the home. Fortunately, this isn&...

Should You Buy a House In Today’s Housing Market?

In a time of economic uncertainty and fluctuating interest rates, Americans are facing a pivotal question: Is now a good time to buy a house? According to a recent Fannie Mae Home Purchase Sentiment Index (HPSI), the answe...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

Understanding Your Home Buying Budget and Loan Options

Before you consider buying a home, it's vital to figure out how much you can afford. This depends largely on three major factors:   The Mortgage: What type of mortgage you can get, the terms, and your inte...

Help for First-Time Homebuyers in Wyoming

Buying your first home is a big financial step, especially when you think about the down payment and closing costs. But there's good news! If you're looking to buy a home in Wyoming, there's help available that can ma...