Insights & Tips

Find out more about home buying, down payment help, and government aids.

Transformation in Rural America: The Impact of Rapid Growth on Communities and Agriculture

In parts of rural America, like Celina, Texas, there used to be a different way of life. The community was tight-knit, with farmers, teenagers, and neighbors creating a small-town fee...

Good News for First-Time Homebuyers in California's Bay Area

In California's expensive Bay Area, first-time homebuyers who are finding it hard to save for a down payment now have a chance to get some help. A new program offers up to $200,000 as a loan to assist with ...

Should You Use a Credit Card for a Down Payment?

When purchasing a house, a car, a large appliance, or many other things, a down payment is required. Generally speaking, after the down payment is given, the monthly payments will be generally low in order for the seller to e...

Whitefish City Council Considers Support for Rental Assistance Program

In an effort to address the affordable housing crisis in Whitefish, the city council is considering a rental assistance program that aims to bridge the affordability gap for low-income residents. With...

Multnomah County Reopens Rental Assistance List for First Time in Two Years

Multnomah County has reopened its list for people who need help paying their rent. This list is for low-income families and individuals and had not been open for two years. People can apply for only o...

New Study on Housing Voucher Success Rates

The Housing Choice Voucher (HCV) program is the biggest federal program helping families pay rent, helping around 2.3 million households every year. Unlike some other programs, those who receive these vouchers have to find their ho...

How to Buy a House with Low Income in 2025

Can you buy a house with low income? Yes, you can! There isn’t a strict minimum income needed to buy a house, but lenders do look at your financial situation: your credit score, your debts compared to your income, and how ...

Do You Know How To Get Financial Assistance When A Creditor Asks For More Security Deposit? Find Out

If you plan to purchase a home soon, start planning now to ensure that you're ready by that time. One of the most important factors to consider is getting money to finance ...

Some Cities Require a Much Lower Down Payment on Homes

Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...