Find out more about home buying, down payment help, and government aids.
Down Payment Increases Potentially Causing More Debt
Most adults who are in the market for their own home have heard time and again that it's important for them to come up with a down payment for the house. This way, the mortgage company is far more likely to lend the money...
Things You May Not Have Known About Down Payments
A down payment is the amount of cash that a buyer puts upfront toward the eventual purchase of an item. Generally speaking, these are big-ticket items, most usually a home or a car. However, down payments can also be p...
Down Payments for a Home May Get Lower This Year
In 2022, the median down payment for first-time home buyers was about 13%. This represents an increase from 2021 when the down payment for first-time home buyers was around 7%, while for repeat buyers it was about 17%. F...
How To Negotiate With Lenders To Get the Lowest Possible Down Payment on Your Home Purchase
A down payment is among the critical steps toward buying a home. It's an important factor in determining whether you can get the loan and affects your ability to secure a mortg...
Good News for First-Time Homebuyers in California's Bay Area
In California's expensive Bay Area, first-time homebuyers who are finding it hard to save for a down payment now have a chance to get some help. A new program offers up to $200,000 as a loan to assist with ...
2022 One-Time Commercial or Residential Down Payment Grant Incentives
Unprecedented state and local government grants and incentives to bring executives who have been working from home back into the office benefit employers searching for a new mortgage or lease. E...
Simple Tips for Saving for a Mortgage Down Payment
Everyone dreams of owning a home at one point in their lives. While it may be exciting to imagine how your dream home will be, knowing where to begin can be quite a challenge. You should start by understanding the kind of...
Real Estate is a Dead-End Personal Investment
Once upon a time, way back in the Golden Age of American real estate, which was back in 2019, thousands upon thousands of ordinary people were investing in the real estate market for their future retirement. This doesn't necessa...
Some Cities Require a Much Lower Down Payment on Homes
Buying a home used to be a very easy process in America. A couple of generations ago, a person working a normal job in retail could go put a few hundred dollars down on a home, get a 30-year mortgage with very low i...