Find out more about home buying, down payment help, and government aids.

2026 has been an unpredictable year for mortgage rates. Back in February, things were looking up for homebuyers. The average 30-year mortgage rate dropped to 5.87%, and some well-qualified buyers were getting rates close to 5...

The housing market showed signs of improvement last year, and more veterans took advantage of VA loans as a result. According to the Department of Veterans Affairs, lenders issued 528,343 VA loans du...

The White House has proposed eliminating Section 8 housing vouchers as part of a plan to make big changes to rental assistance programs. These vouchers currently help low-income families pay for housing, bu...

Buying a home is still one of the best ways to build wealth. Research from Realtor.com shows that people who buy their first home before age 30 end up with about 22.5% more wealth by the time they turn 50. Ho...

Renting a place to live can be very expensive, especially for people who don't earn a lot of money. Luckily, there's help available from the government called "Federal Rental Assistance."  This program helps...

When buying a home, you don't always have to use your own savings for the down payment. Many homebuyers receive money as a gift from others to help cover this cost. This gifted money is called "gift funds." Gif...

Soon, you might be able to receive up to $25,000 in assistance to buy a new home, thanks to a proposed initiative called the Downpayment Toward Equity Act. Originating from President Bi...

An FHA adjustable-rate mortgage (ARM) is a home loan backed by the Federal Housing Administration. Unlike a regular fixed-rate mortgage where your interest rate stays the same forever, an FHA ARM has an interest rate that can ch...

Buying your first home is a big step, and it’s important to know what to expect. Here’s a straightforward guide to help you understand the process, the benefits of being a first-time buyer, and your ...