Insights & Tips

Find out more about home buying, down payment help, and government aids.

First-Time Homebuyers Navigate the Market with Government Loans

In the ever-evolving housing market, first-time buyers are making smart moves with government-backed loans to secure their first homes.  The Mortgage Bankers Association (MBA) highlights a growing trend...

Affordable Housing Strategies for Elderly Individuals

For adults over 55, housing represents a substantial part of their spending, as evidenced by the Consumer Expenditure Survey. Before the pandemic, nearly ten million seniors faced challenges in affording their housing.&n...

Easy Guide: Tax Breaks for Homeowners and How They Work

Tax time has arrived in the United States, running from January 27 to April 15. During this period, the IRS expects to receive over 140 million tax returns. For homeowners, this is a prime time to tap into special t...

Home Prices Decline in Many Cities While Listings Surge

Many people are wondering if home prices are finally coming down. According to recent data, the answer depends on where you are looking to buy a home. Here is what’s happening with the housing market right now. ...

New HUD Initiatives: Essential Support for Struggling Homeowners

Have you been having trouble keeping up with your mortgage payments? There's good news from the Department of Housing and Urban Development (HUD). They've updated their plans to assist homeowners just ...

Evergreen Home Loans Expands Rapidly to 11 New States and Plans Further Licensing by 2026

Evergreen Home Loans, a company based in Bellevue, Washington, is growing fast as it expands into 11 new states. The company announced that it now operates in Texas, Florida, South ...

The Most Affordable Cities to Buy a Home in the U.S.

Buying a home in the United States has become a challenge for many people. Rising mortgage rates, limited inventory, and high competition have made homeownership feel out of reach for many families. Still, some cities ...

Homes Across the U.S. Are Taking Longer to Sell—Here’s What the Numbers Say

Across the United States, homes for sale are taking longer to find buyers compared to last year. High prices and rising mortgage rates have made many potential buyers hesitant, resulting in slow...

Chase Offers Limited-Time Mortgage Refinance Rate Sale

Chase Home Loans is offering a special deal for homeowners who want to refinance their mortgage. After running a similar promotion last month, Chase is now giving interest rate discounts specifically for refinances. ...