Insights & Tips

Find out more about home buying, down payment help, and government aids.

Home Loan Interest Rates Climb Again During Election Confusion

For the past six weeks, home loan interest rates have been on the rise. Just like following a climbing trail, they've been tracking closely with something called Treasury yields, which also went up as people...

What You Need to Know About Getting a Conventional Home Loan in 2025

Thinking about buying your first house? You might have heard that getting a loan for it can be tough, but that's not always the case. Here's a breakdown of what you need to know about convention...

New Neighborhood Homes Investment Act Aims to Boost Affordable Homeownership Opportunities

The Neighborhood Homes Investment Act is a new proposal that could make it easier and cheaper for people to buy homes. It's especially focused on areas where house prices are low ...

Why Young Americans Feel They Can't Afford Homes

Many people in America who don't own a home feel really down about their chances to buy one. A big survey by Northwestern Mutual found that over half of these folks (53%) believe they'll never be able to afford a home...

Michigan Helps First-Time Homebuyers with $25,000 Support Program

In Lansing, Michigan, a new program is offering a big helping hand to people buying their first home. The Michigan State Housing Development Authority (MSHDA) is giving up to $25,000 to help with the initial ...

Avoiding Foreclosure: Simple Steps To Understand

Foreclosure doesn't happen instantly. If you're having trouble with your mortgage payments or think you might soon, here's what you need to know:   Early Action is Key: The first step in avoiding foreclo...

Thinking About Refinancing Your Mortgage in Early 2026? Here’s What You Need to Know

If you’re a homeowner with a mortgage, you might be wondering if 2026 is a good time to refinance your loan, especially if you locked in a high interest rate in recent years. Wit...