Find out more about home buying, down payment help, and government aids.

When buying a house, there are different types of loans to choose from. One popular option is an FHA loan. These loans are backed by the government and can make it easier and more affordable for people to become homeowners. Almo...

If you’re planning to buy a house in 2026, it’s a good idea to start getting prepared now. The housing market has been unpredictable in recent years, but things may become less hectic for buy...

If you plan to buy a home in 2026 and use a conventional loan, there is a new limit on how much you can borrow without needing a special type of mortgage. The Federal Housing Finance Agency (FHFA) recently announced these limits. &n...

The Department of Veterans Affairs (VA) offers special housing grants to help veterans with service-connected disabilities buy, build, or adapt a home, so they can live more independently. These grants can pay for important chang...

Saving up for a down payment on a house can be a long process. In some states, it might take just under a decade, while in others, it could take much longer—sometimes decades. Many people find it discourag...

In June 2025, there has been a small piece of good news for people wanting to buy a home for the first time and for existing homeowners looking to refinance. Mortg...

Short answer: sometimes. These personal notes from buyers can help in close calls, but they also carry legal risks. Here’s a simple breakdown.   What these letters are A buyer “love letter” ...

In February 2022, mortgage interest rates climbed above the four percent level. The sharp climb marks the highest interest rates since the beginning of the pandemic more than two years ago. On a year to date basis, the average mon...

When you're living with a disability, you might think owning a home isn't possible. But there's good news: not only are there mortgages for which you can apply, but there are also special loans and grants to help mak...