Find out more about home buying, down payment help, and government aids.

2026 has been an unpredictable year for mortgage rates. Back in February, things were looking up for homebuyers. The average 30-year mortgage rate dropped to 5.87%, and some well-qualified buyers were getting rates close to 5...

Buying a home is still one of the best ways to build wealth. Research from Realtor.com shows that people who buy their first home before age 30 end up with about 22.5% more wealth by the time they turn 50. Ho...

When buying a home, you don't always have to use your own savings for the down payment. Many homebuyers receive money as a gift from others to help cover this cost. This gifted money is called "gift funds." Gif...

An FHA adjustable-rate mortgage (ARM) is a home loan backed by the Federal Housing Administration. Unlike a regular fixed-rate mortgage where your interest rate stays the same forever, an FHA ARM has an interest rate that can ch...

Mortgage rates in the United States have reached their highest point in three months, driven by economic uncertainty surrounding the recent U.S. attacks on Iran. This rise in borrowing costs is creati...

Buying a home is one of the biggest purchases you will ever make. If you don't have a high salary, it might feel impossible—but it isn’t. There are many programs and strategies designed to help people wi...

The U.S. Senate passed a significant, bipartisan bill on Thursday aimed at lowering housing costs and increasing the number of available homes across the country. Known as the “21st Century ROAD to Housing Ac...

There is good news for hopeful homebuyers: mortgage rates are dropping. Recently, the average interest rate for a 30-year fixed-rate mortgage fell to around 6%. This is the lowest rate borrowers hav...

Lawmakers are currently considering a new plan aimed at making it easier for people to buy their first home. The goal of this proposal is to reduce "closing costs"—the extra fees a...